Home/ Companies/ USD.AI Foundation/ USDAI

USDai

$289M market cap

Issued by USD.AI Foundation · reviewed 10 September 2026

Market cap: $289M +25.27% 7d
30-day trend
Volume / market cap: 0.7%
Peg drift, 30 days: 0.10%

Market data as of 10 September 2026, the same daily snapshot the tracker publishes. Peg drift is the largest single-day distance from par over the last 30 days, for USD-pegged tokens only.

Last verified 2026-09-06. 1 of the 9 fields shown is recorded but not yet verified and is marked below; 3 further tracked fields are not recorded.

USDai is the non-yielding dollar token in the USD.AI protocol. The protocol's 2026 upgrade moved toward 1:1 PYUSD backing and restricted direct minting and redemption to approved KYC-whitelisted counterparties while leaving secondary-market transfers available.

01

Instrument facts

9 of 12 tracked fields recorded

Symbol	USDAI
Peg	USD
Backing	Crypto backed
Status	Active
Launched	2025
Networks	L1 EVM Ethereum L2 Arbitrum
Specifications	Reserve reporting Real-time/onchain onchain proof of reserves Redemption Following the 2026 mint/redeem upgrade, direct protocol minting and redemption are restricted to KYC-whitelisted market makers and approved institutional depositors; other holders can obtain or exit USDai through secondary markets.
Use cases	DeFi collateral, Settlement
Depeg history	Date 2025-09-26 unverified

02

Supply by chain

1 chains · $288M total

Chain	Supply
Arbitrum	$288M

Chains holding at least $1M of this token, from the daily cross-chain compilation. The total may differ from the market capitalization above, which is a separate measurement.

03

Contract addresses

4 chains

Chain	Address
Arbitrum One	`0x0a1a1a107e45b7ced86833863f482bc5f4ed82ef`
Base	`0x0a1a1a107e45b7ced86833863f482bc5f4ed82ef`
Ethereum	`0x0a1a1a107e45b7ced86833863f482bc5f4ed82ef`
Plasma	`0x0a1a1a107e45b7ced86833863f482bc5f4ed82ef`

Addresses as recorded for this token. Verify against the issuer's own published address before sending funds.

Official site · Whitepaper

04

Background

## Overview USDai is the non-yielding dollar token in the USD.AI protocol. The protocol's 2026 upgrade moved toward 1:1 PYUSD backing and restricted direct minting and redemption to approved KYC-whitelisted counterparties while leaving secondary-market transfers available. ## Key Features - USDai itself is non-yielding; sUSDai is the separate yield-bearing product. - Current protocol materials describe USDai as fully backed 1:1 by stablecoin reserves, with the 2026 architecture transitioning direct backing to PYUSD. - Proof-of-reserves information is available onchain. ## Supported Networks Available on Ethereum, Arbitrum.

Compiled from issuer disclosures, on-chain data and market data. USD.AI Foundation · Methodology