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Treasury Payments

General concept · Payments, Clearing & Settlement · Last reviewed: September 2026

Treasury payments are transfers initiated by a business or institution to manage corporate cash, liquidity, obligations, or funding across accounts, entities, suppliers, or financial counterparties.

Explanation

Stablecoins can be used for treasury transfers between corporate entities, supplier payments, exchange funding, liquidity rebalancing, and movement of funds across jurisdictions or operating hours. The stablecoin leg can operate continuously, but the complete treasury process can still depend on banking access, foreign exchange, local regulation, custody, and off-ramp liquidity.

Boundaries

Treasury payments are defined by their corporate cash-management purpose. They can be domestic or cross-border and can use stablecoins, bank money, or other settlement assets.

Why it matters

Treasury use highlights the value of operating-hour flexibility and programmable transfer infrastructure while exposing institutions to custody, liquidity, compliance, and counterparty considerations.

Example

A multinational company can move dollar stablecoins between controlled wallets to fund a subsidiary outside local banking hours.

Related terms

Sources

  1. Stijn Claessens and Tara Rice. Cross-Border Payment Technologies: Innovations and Challenges. Bank for International Settlements, BIS Papers No. 167, 2026. Institutional research (authors' views)
  2. Project Rialto: Improving Instant Cross-Border Payments Using Central Bank Money Settlement. BIS Innovation Hub, 2025. Institutional technical report
  3. Tobias Adrian et al.. Understanding Stablecoins. International Monetary Fund, Departmental Paper No. 2025/009, 2025. doi:10.5089/9798229024075.087 Institutional analysis
Methodology · definitions, cadence and source detail