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Blockchain

Technical · Networks & Protocol Infrastructure · Last reviewed: September 2026

A blockchain is a type of distributed ledger in which transaction records are grouped into ordered data structures, commonly called blocks, and linked through cryptographic references according to the network's consensus rules.

Explanation

Blockchain networks allow multiple participants to maintain and verify a shared transaction history without relying on a single database operator. The exact architecture varies. Public blockchains can permit broad participation, while permissioned blockchains restrict who can read, submit, or validate transactions. Cryptographic linking and consensus make unauthorized historical changes difficult. Finality depends on the specific protocol and legal framework.

Boundaries

Blockchain is one form of distributed ledger technology. A distributed ledger does not need to organize records into a blockchain structure.

Why it matters

Stablecoins rely on blockchain infrastructure for issuance, transfer, smart-contract execution, and transaction history, so network design directly affects fees, throughput, security, and settlement properties.

Example

A stablecoin issued as a token on Ethereum is recorded and transferred through Ethereum's blockchain state and transaction rules.

Related terms

Sources

  1. Distributed Ledger Technology in Payment, Clearing and Settlement: An Analytical Framework. Committee on Payments and Market Infrastructures, Bank for International Settlements, CPMI Papers No. 157, 2017. Standard-setter analysis
  2. Joseph Bonneau, Andrew Miller, Jeremy Clark, Arvind Narayanan, Joshua A. Kroll, and Edward W. Felten. SoK: Research Perspectives and Challenges for Bitcoin and Cryptocurrencies. IEEE, 2015 IEEE Symposium on Security and Privacy, pp. 104-121, 2015. doi:10.1109/SP.2015.14 Peer-reviewed research
  3. Shehar Bano et al.. SoK: Consensus in the Age of Blockchains. Association for Computing Machinery, Proceedings of the 1st ACM Conference on Advances in Financial Technologies, pp. 183-198, 2019. doi:10.1145/3318041.3355458 Peer-reviewed research
Methodology · definitions, cadence and source detail