Tokenized Money Glossary
Tokenized Deposit
A tokenized deposit is a digital representation of a commercial bank deposit issued on a distributed ledger.
Explanation
Tokenized deposits represent claims on funds held in bank accounts but circulate as blockchain tokens. They allow commercial bank money to operate within digital asset infrastructures while remaining part of the regulated banking system.
Why it matters
Tokenized deposits may allow banks to participate in blockchain-based financial markets while preserving traditional deposit structures.
Related terms