A fiat-backed stablecoin is a stablecoin supported by reserves denominated in a sovereign currency.
These stablecoins maintain price stability by holding reserve assets such as bank deposits or government securities. Each token is typically redeemable for a corresponding amount of fiat currency.
Fiat-backed stablecoins dominate the current stablecoin market and are widely used for payments and trading.
USDC and USDT are examples of fiat-backed stablecoins.